T H E W A T E R F R O N T G U R U
The Waterfront Ownership Cost Calculator™
Know the real cost before you fall in love with the view.
O n t a r i o E d i t i o n
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Guided, step by step
Property, costs, reserve, financing, results. No spread sheets.
Built for waterfront
Septic, well, dock, boathouse, shoreline, private road, tree work and winterization.
Plan for big expenses
A built-inn reserve for roof, dock, septic, furnace, windows and boathouse.
Optional financing
See ownership cost on it own, or total cash outlay with a mortgage.
Your Waterfront Reality Check
Annual cost, monthly budget, yearly reserve and 5-year estimate.
See where the money goes
A clear breakdown by category, with expandable detail.
Look ahead year by year
Tap any year to see its cost breakdown, with inflation built in.
Expert tips along the way
Short "Why this matters" notes on septic, well, docks, insurance and more.






















PROPERTY
COSTS
RESERVE
RESULTS
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One-page summary: save as PDF or print. Do one per property to compare side by side.


Works on phone, tablet and desktop.


Your entries save automatically on your device.





